Today is an exciting time to register on Mintos

If you use the code below to register you will reward with 1% of your invested amount. The reward will be calculated based on their average daily invested balance over a 3-month period – 30, 60, and 90 days after the registration date – and paid in three instalments.

Use code:

YL7DKN

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Mintos is a peer to peer marketplace, many different loan originators list their loans on Mintos. This facilitates life for investors, because they can pick and choose more easily without having to move the capital from platform to another.

Three important factors investors should be aware of when investing on Mintos are

Skin in the game: This percentage shows how much is the loan originator investing alongside the investor. With this, the loan originator has an active interest to pick the borrowers with a high likelihood of paying back and on time.

Asset backed: When a loan is asset backed it has assets held by the loan originator as a guarantee. The difference between the value of the loan and the value of the asset is called the loan to value ratio.

Buyback guarantee: This guarantee is a promise by the loan originator to buy back a loan if it defaults. Investors should be aware of that this promise is kept as long as the loan originator is solvent. In addition, the definition of default varies before different loan originators. Different loan originators have different conditions on interest payment during the default period.

Investors can use this list to exercise their power of choice and vote with their money on who they best think is a loan originator on Mintos.

 

Website	Loan type:	Loan type:	Loan type:	Skin in the game:	Loans originated:	Asset Backed	BuyBack	Countries
Aasa Global	Personal loans			5%	EUR 152 million
ACEMA	Mortgage loans			5%	EUR 62 million	Yes		CZ
Aforti Finance	Business loans			5%	EUR 1.6 million			PL
AgroCredit	Agricultural loans			10%	EUR 29 million		Yes	LV
Aventus Group	payday loans			10%
Banknote	Short-term loans	Personal loans	Pawnbroking loans	5%	EUR 123 million			LV
Capital Service	Personal loans			10%	EUR 157 million			PL
Capitalia	Business loans	Invoice financing		5%	EUR 21 million	Mix		LV
Creamfinance	Personal loans			5%	EUR 25 million
Creditstar	Short-term loans	Personal loans		15%	EUR 43 million		Yes	PL
Debifo	Invoice financing			5%	EUR 7.9 million	Yes
Eurocent	Personal loans			10%	EUR 42 million			PL
Extra Finance	Mortgage loans			10%	EUR 26 million	Yes		RO
Hipocredit	Mortgage loans			2%	EUR 7 million	Yes		LV
ID Finance	Short-term loans	Personal loans		5%	EUR 147 million		Yes
ITF Group	Short-term loans	Personal loans		10%	EUR 10 million
Kredito garantas	Mortgage loans			10%	EUR 5.4 million	Yes		LT
Lendo	Short-term loans	Personal loans		10%	EUR 45 million		Yes	GE
MANO UNIJA	Mortgage loans	Car loans	consumer loans	5%	EUR 16 million	Mix	Mix	LT
Mogo	Car Loans			5%	EUR 150 million	Yes	Mix
Mozipo Group	Personal loans			10%	EUR 121 million
NORD līzings	Car loans			10%	EUR 2.8 million	Yes		LV
	Personal loans			10%	EUR 7.3 million			Africa
	Personal loans			10%	EUR 1.8 million			ALB, MDA
	Invoice financing			5%				CH

Use code when registering on Mintos for a 1% bonus.

YL7DKN