The first step towards financial freedom is organizing your finances and setting up a budget. Fortunately there are plenty of applications that can work with your financial accounts to help you keep track of where your money is going.
These apps can help you set up a budget, track your...
Fintech companies and mobile-money startups have long relied on traditional banks to operate, but that could soon change.
The FDIC approved bank startup Varo's charter application on Monday, which means Varo can start holding customer deposits.
Receiving an official bank charter has been part of Varo's vision from the very beginning,...
Death is the absence of time, a dark nothingness that is infinite and impossible to fill.
If there is life after death it is more than welcome. Personally, I do not need the promise of heaven in order to be a good person and citizen. As nothing is guaranteed in...
While it might be a good idea to have some debts, repaying some personal debts might not be a smooth-sailing adventure. You might find yourself out of a job with lower pay or bedridden with no source of income. For anyone in such a situation, debt settlement could be...
Buying a house is one of the most challenging undertakings for anyone. It’s not just about moving from one neighborhood to the other but also the financial management part. Most homebuyers seek financing to pay for a house, leading to a mortgage application.
Applying for a mortgage is not always...
Not all p2p lenders are created the same. Each p2p lender has a different profile; investors need to find the right match between a p2p lender and their financial needs. How do investors select the right p2p lenders? This is a question I cannot answer for you, but I...
List of international investments
open to non-resident investors.
P2P Lending
Mintos: A p2p platform based in Latvia
The stock market is an efficient investing machine, the alternative investment market much less so. There are opportunities out there destined for sophisticated, high net worth individuals and the risk-conscious retail investor.
Stock markets on all four...
While the current crisis that is the Coronavirus pandemic might have shattered lives, there are ways of turning a crisis into a fresh start financially. Whether the current pandemic has hit you or not, the below tips will help you plan your financials and start afresh.
Reassess Your Spending
In times...
Anything finance-related can be a taxing subject for most individuals, especially when it involves investments and taxes. Every financial advisor you come across will advise you to start investing as early as possible. But how do you do it? Where do you even begin? An investment 101 lesson is...
Increasing your financial wealth can be easy if you do it the right way. Treat money as your enemy, and it will show you no respect in return. But treat it as your friend, and it will be your greatest ally.
The money you have at this moment, whether it...
Americans are more satisfied than ever about their personal finances, according to a quarterly report by the American Institute of CPAs (AICPA).
The institute’s Personal Financial Satisfaction index reached an all-time high of 40.2 in the fourth-quarter of 2019, after plummeting to a record low in the prior quarter.
Personal Finance...
As an investor, sometimes seeking the advice or investment support of an experienced professional can help your investment journey. Among the available financial professionals, the difference between investment advisors and brokers confuse a lot of investors. Although both seem similar, the two professional fields are different; they operate under...
Peer to peer lending is a system in which borrowers and lenders connect directly to lend money to each other. The internet has become a matchmaker between borrowers and investors or lenders who would like to co-invest in such loans with other investors. Co-investing taps into the power of...
It’s tax season in the U.S., and the IRS wants to know if you sold or bought any cryptocurrencies in 2019.
For the first time, the IRS will ask if “At any time during 2019, did you receive, sell, send, exchange or otherwise acquire any financial interest in any virtual...
Who doesn't like a good free app? Anything that gets you closer to saving more every month by helping you reduce how much you spend it's great, as long as it brings joy and happiness into your life. Here are personal finance apps free at your disposal that you should consider...
When investing investors put their capital at risk. This risk changes according to events in the world. In particular, p2p investing is still a relatively new industry and thus is subject to more changes. Regulators, p2p lending platforms, borrowers, investors, loan demand, borrower choice and interest rates are agents...
Many people don’t like their corporate jobs and want to do something for themselves. Many other people complain that they are being underpaid for the amount of work they do. Joining another big corporate is an option, but it may not solve the underlying issues. The work may still...
What Is Financial Independence and How Do You Achieve It?
Financial = money = acquiring what is needed
Independence = not being dependent = freedom
Why do you need money?
Two things.
To buy what you need. Secondly,
If you sell your time for money, to take back control of your...
Verizon Media is hoping to target the next generation of spenders with its personal finance site Cashay.
Launched on Wednesday, the site will include information on money, managing finances, and preparing for the future, the company said in a statement.
"As the wealth gap continues to grow, financial literacy will be...
You are sitting at your desk at your office working normally when suddenly you are asked to a meeting with human resources. Uh oh. You go to the meeting and are informed that you will be made redundant. You are escorted back to your desk and asked to take...
