Debt consolidation is refinancing your old credits, where a lender merges multiple credits into one loan and repays off the old debts. You will end up with one loan with new terms from one lender only.
While debt consolidation has its advantages, like allowing you to have lower interest and...
When we talk of long term investment horizons for stocks, we talk of stocks you can hold for more than 10 years- say 15 to 30or even forever, where possible. According to Warren Buffet, if you're not planning on owning a stock for more than 10 years, don't even...
More money. We all wish we had a bit more. Right?
To buy that fancy dress, new gadget, save more for a vacation, pay off debt or a cool dinner date.
This article features some unusual yet effective ways to make money.
You can make an extra dollars without spending much of...
If you have started your investment journey, you already have a few investing avenues- like mutual and index funds. Today we will focus on index funds, and are they a good investment choice for a beginner?
To start, index funds are a form of Exchange Traded Funds (ETF) or Mutual...
Financial education is about listening to both traditional and alternative views on economics, money and investing. Differing views can either challenge or strengthen your current understanding of the how money works. The internet is a collection of thoughts and ideas, all competing for your eyeballs and brain time. The creators...
Step 1: Prepare yourself mentally and emotionally for your Financial Independence (FI) journey.
FI is not achieved in a day or a week, it is a multi-year process, an ultra marathon. FI will test your commitment and resilience. Body, Mind and Soul need to be committed to the success...
Death is the absence of time, a dark nothingness that is infinite and impossible to fill.
If there is life after death it is more than welcome. Personally, I do not need the promise of heaven in order to be a good person and citizen. As nothing is guaranteed in...
The Coronavirus pandemic is still raging through the globe. Companies are still struggling, people are losing jobs, and there’s no telling when the recovery period will start. There’s a need for people to spend wisely, now more than ever. Even if you still have your job, there’s no telling...
Increasing your financial wealth can be easy if you do it the right way. Treat money as your enemy, and it will show you no respect in return. But treat it as your friend, and it will be your greatest ally.
The money you have at this moment, whether it...
Regardless of how your retirement plan pans out due to Covid-19, the truth is that you still have to plan for retirement. Why, because the dynamics of retirement planning have changed over the decade. While the current pandemic might play a role, other factors have changed retirement planning over...
As an investor, sometimes seeking the advice or investment support of an experienced professional can help your investment journey. Among the available financial professionals, the difference between investment advisors and brokers confuse a lot of investors. Although both seem similar, the two professional fields are different; they operate under...
When investing in real estate, it is good to know where to look for the best deals. Market listings are not the only option for this. Unfortunately, most beginner investors do not know that off-market properties often have better offers.
What Is An Off-Market Property?
Off-market properties or pocket listings are...
So you have 1,000 Euros or 1,000 Dollars in your bank account and your fingertips are itching to do something with them. You know that the value of these 1,000 will diminish because of inflation and if you do not use them wisely in the short term - they...
There are many investing decisions to make as an investor, especially when it comes to what investment strategy suits you. One of those debates will hinge towards the individual stocks vs. equity funds argument. Which one of these is best for you?
For starters, what's the difference between individual stocks...
Agriculture investments, provide an opportunity to invest in food production.
SWOT Analysis
Strengths:
Food is a key component of human life, in the next decades there will be more human life, and we will need more food. According to the Savills report, Two billion people means we need to increase our output by...
To work from home is a goal many people have set as part of their 2020 resolutions. When asked to choose, millennials are known for leaning towards getting more time to themselves than money, which is why remote jobs are increasing at a rapid pace.
Deciding on how to begin...
A blend / blended fund is an ETF or mutual fund investment that gives investors a chance to invest in value stocks and growth stocks. It’s one of the best investment strategies that allow you to diversify your portfolio, rather than investing in one of the strategies.
Growth vs. Value...
Earn it and spend it because you only live once, this is the YOLO lifestyle.
FI seekers earn it then invest it building their way to financial freedom. This delays gratification, but gives greater freedom later on. Those who are successful in their FI journey will so win control over...
Financial independence is the foundation of an early retirement. Building financial independence is all about making the most out of what you have and dealing with any setbacks as best you can. To do this one needs to think before acting. To reflect on the various options and decide...
If you are among the millions of individuals who have lost their jobs due to the Covid-19 pandemic, your levels of cash flow may be low. Unfortunately, bills do not take a back seat even when you are at your lowest.
You might not be in a position to postpone...
